3 Roles a Debt Collection Attorney Can Fill During a Legal Battle

Legal cases that involve finances, asset protection and debt collection can be difficult to endure for all involved. However, choosing a lawyer that has experience in these matters, such as a debt collection attorney, can help you feel more confident about facing your legal woes. These lawyers often take on more than one role in a debt collection case, and understanding the importance of each may help you better understand why their presence might benefit you.

  1. Debt Collector 

If you are being sued over an outstanding debt, you may meet debt collection attorneys during your time in court. They may be called to testify about debt collection attempts on behalf of their client or they may represent their client in all matters of a specific case. It is not uncommon for large debtors, such as credit card companies, to hire these attorneys for debt collection purposes, especially when other avenues have been exhausted.

  1. Financial Arbitrator 

Some financial matters can be solved out of the court with the use of an arbitrator. A debt collection lawyer can fill such a role and work to arrive at a solution that is agreeable to both parties. For example, if you are in debt and being sued over an outstanding balance, your debt collection arbitrator can use his or her experience to gauge the best course of action, such as building a debt reorganization plan as opposed to a court case.

  1. Debtor Representation 

When large credit companies want to collect on what is owed, they employ debt collectors to send out letters, make phone calls and attempt to recoup losses on past-due accounts. Private citizens do not have this advantage when they want to collect what they are owed; however, a debt collection attorney may be able to fulfill a similar role.

For instance, if you are being sued by a major credit card company, you can employ a debt attorney to represent you both in and out of court. He or she can work for your best interest, advise you on how to proceed with your case and keep you updated on any new facts or circumstances that could impact your case. Having legal representation in a bankruptcy hearing or other legal proceedings connected with debt may help you feel more confident about the outcome.

Financial issues can happen to anyone at almost any time, but having a bankruptcy lawyer in Melbourne, FL on your side can help you resolve problems with your creditors and get you back on track. Contact one today for more information about debt relief, as it is never too late to reorganize and repair your finances.


Thanks to the Law Offices of Arcadier, Biggie & Wood for their insight into bankruptcy law and the role of a debt collection lawyer.